Welcome to DU!
The truly grassroots left-of-center political community where regular people, not algorithms, drive the discussions and set the standards.
Join the community:
Create a free account
Support DU (and get rid of ads!):
Become a Star Member
Latest Breaking News
General Discussion
The DU Lounge
All Forums
Issue Forums
Culture Forums
Alliance Forums
Region Forums
Support Forums
Help & Search
Social Security & Medicare
In reply to the discussion: Looking for advice - I am 64 years, 8 months - Medicare is coming at me fast! [View all]LiberalBrooke
(527 posts)30. First, you need to understand the difference between Medicare and Medicare Advantage.
Medicare is a government plan and you can go to any Medicare provider in the United States. You can also buy a secondary policy to supplement Medicare. An Advantage plan is a choice to be covered by a private insurance company. Basically, you assign your Medicare benefits to them and they are responsible for your care. If you choose an Advantage plan you let them get government money on your behalf with the promise to care for you. You have to trust that particular private company to meet your needs.
Edit history
Please sign in to view edit histories.
36 replies
= new reply since forum marked as read
Highlight:
NoneDon't highlight anything
5 newestHighlight 5 most recent replies
RecommendedHighlight replies with 5 or more recommendations
Looking for advice - I am 64 years, 8 months - Medicare is coming at me fast! [View all]
NRaleighLiberal
Aug 2020
OP
Believe it or not, AARP is one of the best sources I've found for questions on Medicare.
alwaysinasnit
Aug 2020
#1
My agent told me that if you get Plan F or G, don't go through a group like AARP
csziggy
Aug 2020
#36
I chose G last year bc you pay $185 deductible but save on monthly premium on F.
sprinkleeninow
Aug 2020
#18
I'm 71, been on Medicare for 6 years now and it works pretty well for me. No "Advantage" plan,
abqtommy
Aug 2020
#6
Only if you can't prove you had "credible" coverage during the period you didn't have Part D
dflprincess
Aug 2020
#12
AARP sells one of the most expensive Medicare supplement plans on the market/
hedda_foil
Aug 2020
#10
That's why I didn't choose Advantage last year. Wanted to keep my healthcare providers intact.
sprinkleeninow
Aug 2020
#20
First, you need to understand the difference between Medicare and Medicare Advantage.
LiberalBrooke
Aug 2020
#30