Medicare supplement experts here?

[dwayneb]

15. No they can't increase premium based on your new diagnosis BUT

It behooves everyone to do the math and project as best they can, what their premiums for Supplement will be as you get older.

Let's say at 65 you start at $130 a month for the premium. Every year that premium goes up based on either a age-based or a community-based policy; and, many companies, like UHC gives you a big "discount" that begins going away when you turn 71. Essentially, this is an age-based premium increase disguised as discount reductions.

For me, doing the math based on the local historical community increases, and factoring in the discount reductions beginning at 71, my premium that was $130 at 65 will be about $338 a month at 80, $411 at 85 and $484 at 90.