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Honeycombe8

(37,648 posts)
60. I'll explain it to you.
Fri May 3, 2019, 07:40 AM
May 2019

Universal care provides some sort of care for everyone. This was one of Obama's stated goals while campaigning. Some were upset to realize after election that he did not mean single payer, but he had never said that. He said "universal." Single-payer is a type of universal care. There is also a two-tier system. There is also a mandate system (Germany). The U S has a private system, but also includes single payer for segments of the population (a sort of hybrid system, although that is not a "type" of insurance system; it's a description).


Types of Plans
In most countries, the government pays for health care provided by private companies. These include the systems in Australia, Canada, France, Germany, Singapore, and Switzerland. U.S. examples are Medicare, Medicaid, and TRICARE. The United States also provides subsidies to health insurance companies through Obamacare.

When the government both pays for and provides the services, that is socialized medicine. The United Kingdom has this. The United States has it with the Department of Veterans Affairs and the armed forces. (emphasis added: SINGLE PAYER)

Countries often combine universal health coverage with other systems to introduce competition. These include pay as you go, prepay, and private insurance models. These options can lower costs, expand choice, or improve care. (UNIVERSAL HC includes any system that provides widespread hc or coverage.)
(SNIP)

Developed Countries With Universal Health Care

Out of the 33 developed countries, 32 have universal health care. They adopt one of the following three models.

In a single-payer system, the government taxes its citizens to pay for health care. Twelve of the 32 countries have this system. United Kingdom)

Six countries enforce an insurance mandate. (Germany)

The nine remaining countries use a two-tier approach. The government taxes its citizens to pay for basic government health services. Citizens can also opt for better services with supplemental private insurance. (France)


https://www.thebalance.com/universal-health-care-4156211

Australia: two-tier system (like the U S Medicare system)

Canada: Single-payer system. (the govt provides free care to everyone, regardless of ability to pay). Does not incl. vision, dental, drugs, which residents need to buy thru ins.

France: Two-tier system. Covers 75% of its care. Mandatory health ins. system for med. care, drugs. The govt also pays for homeopathy, house care, child care.

Germany: A mandate system. Mandatory health insurance sold by 130 private nonprofits. There is additional mandatory long-term care insurance. Funding comes from payroll taxes. The government pays for most of the health care. It limits the amount of the payments and the number of people each doctor can treat. People can buy more coverage.

Singapore: Singapore's two-tier system is one of the best in the world. Two-thirds is private and one-third public spending. It provides five classes of hospital care. The government manages hospitals that provide low-cost or free care. It sets regulations that control the cost of the entire health care system. People can buy higher levels of deluxe care for a fee. Workers pay 20 percent of their salary to three mandated savings accounts. The employer pays another 16 percent into the account. One account is for housing, insurance, or education investment.

The second account is for retirement savings. The third is for health care.

Switzerland: Mandatory health insurance that covers all residents. Quality of care is one of the best in the world. Coverage is provided by competing private insurance companies. People CAN buy voluntary insurance to access better hospitals, doctors, and amenities. (no dental or vision for adults) The government subsidizes premiums for low-income families. Like Obamacare.

United Kingdom: Single-payer system. All residents receive free care. Private insurance for elective medical procedures is available.

United States: Private system. But it's a mixture of government-run and private insurance. The government pays most of the cost, but also subsidizes private health insurance through Obamacare. One-third of the costs is for administration, not patient care. Sixty percent of citizens get private insurance from their employers. Fifteen percent receive Medicare for those 65 and older. The federal government also funds Medicaid for low-income families and the Children's Health Insurance Program for children. It pays for veterans, Congress, and federal employees. Despite all these, there are 28 million Americans who have no coverage. (a HYBRID type of system, although there is no category of systems called "hybrid&quot

If I were to vote in a presidential
primary today, I would vote for:
Undecided

Recommendations

0 members have recommended this reply (displayed in chronological order):

Post removed Post removed May 2019 #1
He's been in Washington for 28 years, why hasn't he been able to accomplish this for the People? George II May 2019 #33
CHIP and the ACA are accomplishments that actually got affordable health care to people. ehrnst May 2019 #35
who bolded the text? nt msongs May 2019 #2
I did. n/t Uncle Joe May 2019 #3
You know that's not allowed here, bahrbearian May 2019 #15
Sometimes you just have to take it to the limit. Uncle Joe May 2019 #18
Reality is so overrated, isn't it? ehrnst May 2019 #40
Bernie's not afraid of a difficult fight... why so many love the guy!! InAbLuEsTaTe May 2019 #4
. George II May 2019 #8
Post removed Post removed May 2019 #19
... NYMinute May 2019 #21
How long has he been fighting this fight again? ehrnst May 2019 #36
But no wins ever. What is it in some that opposition Hortensis May 2019 #108
Well, if these groups are hiding behind fake names Hortensis May 2019 #109
I agree, the debates will be decisive & once they're over, and the primary election is decided... InAbLuEsTaTe May 2019 #110
Yes, eventually we'll get behind our nominee Hortensis May 2019 #114
Recommended. guillaumeb May 2019 #5
I don't like Medicare for all. It would cost me a fortune to cover my family...and we have Demsrule86 May 2019 #6
Our Medicare is 134.00 per month each leftofcool May 2019 #9
I pay $300.00 per month with copays for doctor visits and a $4000.00 out of pocket which Demsrule86 May 2019 #13
And you need a wrap...how can retirees afford this? Demsrule86 May 2019 #16
How many are in your family? n/t Uncle Joe May 2019 #10
Five...two adults and three kids. Demsrule86 May 2019 #11
Too many advocates for Medicare For All aren't aware of how the current Medicare system is.... George II May 2019 #25
I have looked into it as my sis in law is on it...it won't work here and if we try, Demsrule86 May 2019 #29
I used to work for a Medicare subcontractor TheFarseer May 2019 #30
My MIL was paying $500/month mcar May 2019 #38
I like the stats. Thanks for posting. n/t PatrickforO May 2019 #7
Politican Tommy Douglas fought for Medicare in Canada in the 1960s. appalachiablue May 2019 #12
Thanks for the addition appalachiablue. Uncle Joe May 2019 #14
For sure, the system must change, the will of the people will prevail. appalachiablue May 2019 #17
And the Canada Health Act wasn't passed until 1984... SidDithers May 2019 #28
a democratic Gov in Vermont tried it JI7 May 2019 #32
Don't they have a republican governor now? comradebillyboy May 2019 #68
The first state won't be Vermont, they tried then realized that it would cost way too much. George II May 2019 #39
Pretty sure VT and CA tried it. sheshe2 May 2019 #46
lol NYMinute May 2019 #20
I'm sorry but you have my attention now. Uncle Joe May 2019 #22
If you haven't noticed, I am not running NYMinute May 2019 #24
Post removed Post removed May 2019 #66
"Besmirch?" ehrnst May 2019 #80
Big Pharma, insurers, hospitals team up to kill Medicare for All Duppers May 2019 #69
I don't see anything wrong with that NYMinute May 2019 #74
Post removed Post removed May 2019 #75
What's good about the for profit "health" insurance industry? Uncle Joe May 2019 #84
Profit motive is what drives the innovation NYMinute May 2019 #87
I was specifically asking about the for profit "health" insurance industry but if Uncle Joe May 2019 #88
We have a very diverse population NYMinute May 2019 #89
The U.S. in regards to diversity is ranked at 85, the most Uncle Joe May 2019 #90
That wasn't very nice. nt sheshe2 May 2019 #27
Not working...haven't heard any news echo Sanders healthcare proclamation. Demsrule86 May 2019 #34
Sanders is desperate to stay relevant nt NYMinute May 2019 #54
I see that. Demsrule86 May 2019 #55
Yes, that's one way to do it. (nt) ehrnst May 2019 #78
Any group that includes ins. cos. does NOT have the people's interest at heart. Honeycombe8 May 2019 #23
I totally agree Honeycombe. Uncle Joe May 2019 #26
Medicare for all will not happen...a hybrid perhaps like Biden suggests. Demsrule86 May 2019 #31
The vast majority of countries with UHC use a hybrid. But apparently that's heresy. (nt) ehrnst May 2019 #42
I Know...and it only because Sanders insists on it. You tell supporters the issues with it but Demsrule86 May 2019 #45
It's become dogma - tribal even. ehrnst May 2019 #48
It has become like a religion...based on faith and not fact... Demsrule86 May 2019 #53
No, they don't. They have the single payer govt ins. for all. Honeycombe8 May 2019 #50
Not true. Only a few very few countries have single payer.UK,Canada... Demsrule86 May 2019 #52
I think you are not clear on the terminology. ehrnst May 2019 #57
I'll explain it to you. Honeycombe8 May 2019 #60
I'll explain to you what you said: ehrnst May 2019 #61
I was right: There are more single payer systems in dev. countries than other systems. Honeycombe8 May 2019 #62
No, you are not right on a few things. ehrnst May 2019 #64
Medicare Advantage plans are not Gov.Medicare. They are private health insurance supplemental plans. YOHABLO May 2019 #101
Interesting that those who espouse "Medicare for All" tout all the countries that.... George II May 2019 #56
Since you agree. sheshe2 May 2019 #51
Insurance corporations. Uncle Joe May 2019 #58
Thanks. nt sheshe2 May 2019 #77
My hubs had surgery a couple of weeks ago...spinal . He was sent home early...too Demsrule86 May 2019 #37
That sounds completely horrible Dems ... ucrdem May 2019 #111
He is doing much better. He is only in his early 50's. Demsrule86 May 2019 #121
What are "ins. cos.?" ehrnst May 2019 #41
Geeze. sheshe2 May 2019 #49
Any proposal that does NOT include insurance companies will cost much, much more. George II May 2019 #43
Oh - you mean insurance companies. Like the ones in Medicare advantage? ehrnst May 2019 #47
Always something nefarious blocking the perfect solution, isn't there? ehrnst May 2019 #44
What's good about the for profit "health" insurance industry? Uncle Joe May 2019 #59
I was pointing out that there always seems to be a dragon to slay that prevents ehrnst May 2019 #63
You never answered my questions because you couldn't. Uncle Joe May 2019 #65
I don't answer red herring questions or defend strawmen on demand ehrnst May 2019 #67
It wasn't a "demand" it was a request and the for profit "health" insurance industry Uncle Joe May 2019 #70
I call 'em as I see 'em. ehrnst May 2019 #71
Still no answers to my request while ignoring the premise of the OP and Uncle Joe May 2019 #72
Doing the same thing over and over again, expecting a different result... ehrnst May 2019 #73
Which has nothing to do with the OP nor the RELEVANT questions which I posed Uncle Joe May 2019 #76
A strawman, "argument from silence", and a Red Herring ehrnst May 2019 #79
All caps were used because my questions were relevant to the OP despite your protestations Uncle Joe May 2019 #82
As I said... ehrnst May 2019 #85
My questions might seem like a "demand" if one is suffering from cognitive dissonance, Uncle Joe May 2019 #86
I see that we are still attempting the same thing over and over ehrnst May 2019 #115
Okay, thanks for kicking my thread. Uncle Joe May 2019 #116
Really stung, didn't it? ehrnst May 2019 #117
I've seen you mention the "for profit" insurance industry.... George II May 2019 #92
They made enough in profits to spend 23 million dollars in lobbying and that's just Uncle Joe May 2019 #93
The profit margin of the healthcare insurance industry is lower than almost any other industry..... George II May 2019 #94
It makes no difference there should be no profit on the peoples health care from an industry Uncle Joe May 2019 #95
"it makes no difference!" ehrnst May 2019 #118
If there is no profit at all, even minimal, what's the point of being in business at all? And.... George II May 2019 #120
A good argument for single payer DBoon May 2019 #81
Thank you DBoon, it seems that some Americans miss that point. Uncle Joe May 2019 #83
Glad he's calling out the vultures Politicub May 2019 #91
"insurance giant Blue Cross Blue Shield" is a consortium of local non-profit associations ucrdem May 2019 #96
Blue Cross Blue Shield is a consortium that owns for profit "health" insurance Uncle Joe May 2019 #97
Blue Cross Blue Shield of Michigan is a non-profit health insurance provider: ucrdem May 2019 #98
You list a website from Blue Cross Blue Shield on the Internet Uncle Joe May 2019 #99
Beats disinfopedia. Anyway: ucrdem May 2019 #100
I don't know why you believe Blue Cross Blue Shield having a "non-profit" status means they care Uncle Joe May 2019 #102
Funny you mention the NRA ucrdem May 2019 #103
Insofar as you're speaking of non-profit as the be all in determining the good Uncle Joe May 2019 #104
Now you're just making stuff up. nt ucrdem May 2019 #105
I didn't make your post# 96 up, you did. Uncle Joe May 2019 #106
"A nonprofit mutual company." Exactly. Now if you'll excuse me. nt ucrdem May 2019 #107
p.s. here's the problem: BCBS means several things, and you're mixing them up. ucrdem May 2019 #112
If Bernie said he was in favor of parenting and motherhood appalachiablue May 2019 #113
Actually, with his record as a parent, he probably wouldn't want to open that door LongtimeAZDem May 2019 #122
Sanders' MFA approach is a front group, too. Hear me out... Politicub May 2019 #119
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