OK, I'm switching to Warren.

[KPN]

47. Part B is actually a great deal -- $135 per month

to cover 80% of all medical service/care costs not incurred as an in-patient at a hospital. That’s pretty darned reasonable given what those costs can add up to. And we’ll eventually — hopefully soon, rope in prescription drug costs which should ultimately lead to lower premiumsp on Part D.

Also, why would you even participate in Part C if you already pay a premium for Part B? Part C is the alternative to Parts A and B; it’s the Medicare Advantage program provided completely through private insurance companies. It’s redundant to pay for Part B and Medicare Advantage. Can a person even do that?

I’ d suggest you take a look at Part B, Part D and supplemental insurance to cover deductibles and out-of-pocket copays, etc.

In sum, Medicare is a great deal financially unless you’re used to paying no premiums for high quality health insurance whatsoever, I.e., your employer paid 100% of the premium and you had very low deductibles, coinsurance, copays (i.e., out of pockets).