Democratic Primaries
In reply to the discussion: Medicare for All Would Give Workers 'Biggest Take-Home Pay Raise in a Generation' [View all]Fiendish Thingy
(23,242 posts)And the demographics of the employees.
Smaller companies have a higher risk pool and get charged higher premiums.
Big companies have a more diverse risk pool, as well as greater profit generating, and get lower premiums through volume discounts.
I worked for a county govt., and our union had 15,000 members, so could negotiate a Cadillac/Platinum plan with no deductible, low copay, $35 premium/mo for a family of 4.
My brother works for a small copy machine repair company, maybe 100-200 employees. He pays over a thousand a month in premiums, plus high deductible and high copays.
My son and his fiancée are covered through her Nike corporate policy- no premiums, moderate deductible, low copay.
M4A eliminates all of that - no one will be dependent upon winning the employer lottery for the type of coverage they get.
The question I haven't heard asked of those who oppose M4A is "how do you justify your position to the millions who will still be without adequate healthcare, or will have such poor benefits that they risk bankruptcy, or have to choose between buying groceries and going to the doctor?"
primary today, I would vote for: Undecided