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DU Home » Latest Threads » Forums & Groups » Retired » Retired Forums » Democratic Primaries (Forum) » She Knew! No One Listene... » Reply #9
Joe BidenCongratulations to our presumptive Democratic nominee, Joe Biden!
In the discussion thread: She Knew! No One Listened [View all]

Response to Skittles (Reply #6)

Sun Nov 10, 2019, 07:27 PM

9. While medical costs are a major cause for filing bankruptcy, the uptick I am seeing is

 

irresponsible lending the banks. Clients are trying to carry $60-$70k in credit card debit and their incomes simply arenít sufficient to cover the minimum payments. Then they are car repair or unpaid missed week of work from disaster. I will see filing related to medical costs later on due to lay-offs or job loss and people lose their medical coverage. The main reasons for filing I see at the moment are divorce, job lose and over-extended credit. The cost of living in NJ is high and most people live paycheck to paycheck. Even higher income earners over $250 a year are having difficulty. Lastly, the cost of medical insurance is outrageous. Most decent family plans in NJ will cost about $2,300 a month. For people who arenít on employer sponsored plans itís like a mortgage payment. Middle class needs immediate tax relief. I pay $17,000 just in property taxes to the State of NJ but because of Trumpís tax plan can only deduct $10k. Sorry for rambling but the tax system is a sham.
If I were to vote in a presidential
primary today, I would vote for:
Joe Biden

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Replies to this discussion thread
Arrow 14 replies Author Time Post
OhNo-Really Nov 2019 OP
KPN Nov 2019 #1
Xandric77 Nov 2019 #2
corbettkroehler Nov 2019 #3
Pepsidog Nov 2019 #4
OhNo-Really Nov 2019 #5
Pepsidog Nov 2019 #7
blm Nov 2019 #8
Skittles Nov 2019 #6
LineLineLineNew Reply While medical costs are a major cause for filing bankruptcy, the uptick I am seeing is
Pepsidog Nov 2019 #9
Skittles Nov 2019 #10
Pepsidog Nov 2019 #11
OhNo-Really Nov 2019 #12
OhNo-Really Nov 2019 #13
progressoid Nov 2019 #14
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