Smh.. BS.."I get a little bit tired of Democrats who defend a cruel, dysfunctional health care.."

[Hortensis]

197. 100% wrong. There is no underwriting in the ACA, no refusals.

Applicants give their names and addresses and choose their plan of choice. Not a single question about their health history.

Being paid to assume a very carefully estimated risk that someone might need expensive care in future is what makes insurance insurance. Its purpose is to protect from unforeseen catastrophes that people can't reasonably save up for. That worked when physicians couldn't do much for heart attacks beyond prescribing nitroglycerin and advising moving the bed downstairs. And hospital bills seldom ran up for very long.

Those giant forces of change are why health insurance is already obsolete and dying.

Modern healthcare is now becoming cradle-to-grave health maintenance for much longer lifespans -- and that's far, far too expensive for the old but short-lived business model to work. Thus health insurers are increasingly being replaced by clerical/bill-paying operations. And of course government involvement is now absolutely necessary in order to organize means to meet the greatly increased need.

Ironically, Sanders and his followers have seriously retarded the death of most health insurance. They did that by helping Republicans win power trifectas both nationally and in various states in 2016. And, yes, there IS a real connection between that result and the Republican use of Sanders to defeat Democrats. They didn't do it for nothing.