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geckosfeet

(9,644 posts)
2. I had insurance through my employer before,
Wed Aug 8, 2012, 09:24 PM
Aug 2012

and I have insurance through my employer now. My co-pays steadily have gone up, and my monthly contribution has gone up, but I still have insurance.

Besides the huge cost increases from the insurance companies, and the outlay from the state for people who can't afford insurance (more than projected by the way, since costs went up) the only real difference to me, is that I have to file proof of insurance with my tax state returns. That said, there is an effort underway to reign in insurance company rate increases.

The system is far from perfect but I do believe that is was a positive step. I do NOT like the mandate that you have to file proof of insurance with your tax returns or you get hit with a tax.

The other thing that rubs me the wrong way is that the insurance companies get a huge payday out of it. But I am glad for the health insurance. I do not know how people who simply cannot afford insurance and whose employers do not offer insurance get health care though. I know there are state funded subsidies but I don't know the details of getting coverage and what is available - sorry. Perhaps someone who does know will chime in.

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