General Discussion
In reply to the discussion: Remember when I said the mandatory health insurance provision in the ACA was bad news? [View all]Zalatix
(8,994 posts)You have a point about large groups, but you just made a clear case for why people in small groups will suffer the WORST when they are forced to get insurance coverage. Where YOU don't know what you're talking about is that not everyone can get in a large group. Say, a two-person business like my wife and I. We can afford the (relatively) high premiums we pay for our age, but take some poor schmuck who, say, sells stuff on Zazzle and makes $28k a year via 1099? They're good and hosed when the mandate fully kicks in. It's a two person group, and in some states they don't even have exchanges. That includes places like Texas.
And remember that Supreme Court ruling which said states couldn't be forced to increase Medicaid coverage by threatening to withhold Federal funding? That's going to bite people on the ass, too... particularly those in, you guessed it, Texas.
Oh, did I mention things are going to get really ugly for the 40+ crowd, due to age-based increases?