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In reply to the discussion: PSA - If you enroll in Medicare Advantage, you could be stuck for life [View all]Celerity
(53,433 posts)74. which conclusions?
I seldom disagree with you folks, but you may have good points, but your conclusions are bullshit
OIG audit targets Aetnas Medicare Advantage plans as government cracks down on fraud
https://www.healthcaredive.com/news/oig-audit-targets-aetnas-medicare-advantage-plans-as-government-cracks-dow/604515/
Aug. 5, 2021

Dive Insight:
The federal government regularly audits health plans to ensure they comply with CMS regulations and arent gaming the system to secure higher payments. CMS pays plans on a per-member basis, then adjusts payments based on the acuity or severity of their members health status, as supported by provider data like diagnostic codes.
Typically, the sicker a member is, the higher the plans reimbursement. But as MA plans have grown to now cover more than 40% of all Medicare beneficiaries, so too has fraud and abuse. A 2020 OIG report found that MA paid $2.6 billion a year for diagnoses unrelated to any clinical services.
Thats resulted in the government stepping up its efforts to review and audit providers medical records to make sure they support the diagnostic codes that determine patients health status and the resulting risk-adjusted premium payments to insurers.
Roughly a year ago, following a whistleblower complaint, the Department of Justice sued Cigna, alleging it falsified its MA members health statuses to nab an extra $1.4 billion in overpayments from CMS. Similarly, in April an OIG audit led the government to find Humana had overcharged CMS by almost $200 million using inaccurate documentation.
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PSA - If you enroll in Medicare Advantage, you could be stuck for life [View all]
DemBlue76
Jul 2023
OP
It is mainly random for many because it is the individual doing the shopping.
LiberalFighter
Jul 2023
#129
They were simply part of the article and were included for illustrative reasons to show the
Celerity
Jul 2023
#153
Initially tried out a couple of "advantage" plans. Problem I had with them is that
allegorical oracle
Jul 2023
#119
The reason Advantage is so cheap and seemingly good now is they want to bankrupt Medicare
Eliot Rosewater
Jul 2023
#195
That was a dumb statement. Keep in mind they get paid for what they sell you.
True Blue American
Jul 2023
#143
Definitely need to consider, especially if you can afford an extra $200 to $300
Silent Type
Jul 2023
#4
Yep. Never have been able to afford Medigap insurance. Especially since our property
allegorical oracle
Jul 2023
#158
Yes, that's my understanding. I have a Medigap policy with original Medicare.
Lonestarblue
Jul 2023
#26
I've had a Medicare Advantage plan for 10 years now & it's working just fine for me.
elocs
Jul 2023
#15
He also signed the Telecommunications Act of 1996 (that ushered in corporate consolidation
Celerity
Jul 2023
#33
Indeed! And she lead the charge to reform national healthcare that lost by just 2 votes I believe.
keopeli
Jul 2023
#39
Her plan was actually pretty good for time. But there was a lot of opposition.
Silent Type
Jul 2023
#85
the Fairness Doctrine doesn't apply to cable, and Fox News did not launch until October 7, 1996
Celerity
Jul 2023
#79
Hmm. I stand corrected. Hopefully, I'll remember what it is I'm thinking about.
keopeli
Jul 2023
#82
Precisely why for-profit MEDICAL insurance is inherently self serving and awful.
Vdizzle
Jul 2023
#63
If you want to stop people from taking advantage of something good for them,
Silent Type
Jul 2023
#83
Of course...but whether insurance is private or Medicare, fraud exists. nt
Trueblue Texan
Jul 2023
#109
Thanks so much! I learned the facts from Thom Hartmann (here on DU) as well!
Rhiannon12866
Jul 2023
#24
yep. Husband was a federal employee, kept his group fed coverage when Medicare kicked in
Attilatheblond
Jul 2023
#50
Not to mention, this "Advantage" is not Medicare, but they fail to say that in the constant ads!
Rhiannon12866
Jul 2023
#23
According to the ads, the "plans" are all local, depending on where you live.
Rhiannon12866
Jul 2023
#52
And, according to Thom Hartmann, many are scams, which has been documented on this thread:
Rhiannon12866
Jul 2023
#98
We need a universal health care plan like they have in so many other countries
Rhiannon12866
Jul 2023
#100
Not even close. It partially covers doctors' visits, but not dental or prescriptions
Rhiannon12866
Jul 2023
#104
Universal means everyone is covered, not that no one ever has to ever pay anything
MichMan
Jul 2023
#118
I'm glad you were helped, but many are scams, which has been documented on this thread:
Rhiannon12866
Jul 2023
#184
Thanks for the 411. Passed it along to family and will keep in mind as my retirement is 4yrs away.
TheBlackAdder
Jul 2023
#45
If you do get accepted for a Medigap policy after first being on Medicare Advantage
slightlv
Jul 2023
#53
This was GW Bush's contribution when he discovered he couldn't kill them outright. n/t
slightlv
Jul 2023
#62
Generally I am a big admirer of your comments but you are consistently wrong about Medicare Advantag
grantcart
Jul 2023
#84
actually my primary is classified as a pediatritian by the hospital and i am 70
dembotoz
Jul 2023
#120
More uninformed and mistaken information about Medicare Part C aka Medicare Advantage
grantcart
Jul 2023
#75
Good, accurate post. To be fair, OP is correct that if you go MA, and decide later
Silent Type
Jul 2023
#90
Thank you grantcart. Our dilemma is tons of meds, which is not unusual for our age group....
Hekate
Jul 2023
#136
Yep, I learned this the hard way when I was trying to change insurance on behalf of my elderly mom.
W_HAMILTON
Jul 2023
#88
Should be called Medicare Disadvantage - And no one should be subject to medical underwriting.
GoneOffShore
Jul 2023
#95
Another rule is: If your Advantage plan leaves your State you may choose Regular Medicare
Joinfortmill
Jul 2023
#102
I've had only positive experiences with original Medicare. My brother, on the other hand,
Vinca
Jul 2023
#108
I thought you were opposed in principle to having Medicaid handled by private insurance companies
MichMan
Jul 2023
#130
One risk pool is a health care system. Multiple risk pools is an investment scheme.
Ron Green
Jul 2023
#173