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DFW

(60,192 posts)
25. Return on my tax dollars (or euros)?? Hah! I wish.
Sun Nov 12, 2023, 12:17 PM
Nov 2023

Here in Germany, I am in the supposed 42% + 5% (i.e. 47% plus plus), essentially 50% tax bracket. You don't have to earn a fortune to get there. Once you hit about $100,000, you're there. In return, I get----ZERO. No health care, no social security, no pension, no NOTHING. Just the right to pay, and since there are holes in the Double Taxation Treaty with the USA, I get hit for about 67% total on my income taxes. As of last year, I finally do draw US social security, of which GERMANY, not the USA, takes 50%.

When I first moved here, I checked out what health insurance was available, since my employer and remuneration were still in the USA. I was quoted €30,000 a year for health insurance, but given the option of keeping my US Blue Cross, which pays for exactly nothing.

If you do move, make sure you know what the ground rules are before you go. Asylum seekers get more for coming here with nothing than I do for paying the German government a solid five figures in taxes every four months, plus 19% value added tax on everything I buy.

One thing they did NOT give me a hard time about was my language test. Since my wife is German, and we have always spoken German together from day one--and that was 49 years ago--they said I didn't need a language test.

But if you move to another country, be prepared for a mountain of paperwork, and frustrating encounters with bureaucrats who have no interest whatsoever in your case. Once you're in, you're in, but make sure you know what you're in for once you get here. They aren't interested in complaints afterward.

Recommendations

3 members have recommended this reply (displayed in chronological order):

See the world when you are young. cachukis Nov 2023 #1
Absolutely. I've thankfully been to 62 countries. jimfields33 Nov 2023 #3
I'm with them wils3038 Nov 2023 #2
You certainly put the time in. how is the SC retirement system?. JanMichael Nov 2023 #24
Retirement wils3038 Nov 2023 #43
If I were younger you bet I'd study a language and get out of here asap. n/t SheilaAnn Nov 2023 #4
Most other countries would send you right back if you didn't have an essential skill they needed. brooklynite Nov 2023 #7
Well, I'm 83 loaded with legal skills and have no intention of going back to work...LOL. n/t SheilaAnn Nov 2023 #10
In which case the best you can hope for is a "retirement" visa... brooklynite Nov 2023 #11
As much as we disagree on other stuff, this we agree on. Marcus IM Nov 2023 #17
Exactly RobinA Nov 2023 #16
Some of us are lucky enough to have dual citizenship. nt usedtobedemgurl Nov 2023 #42
That is a rare gift. We got it for our daughters as soon as they were born. DFW Nov 2023 #49
There practically is no such country, anyway DFW Nov 2023 #48
A friend's son got a job teaching English in Japan despite having virtually no experience. shrike3 Nov 2023 #21
Immigration officials tend to smile benevolently on waiting jobs. DFW Nov 2023 #50
I imagine that is true, yes. shrike3 Nov 2023 #62
Wait till they discover that most other countries are less accommodating to immigrants than we are. brooklynite Nov 2023 #5
They'll make an angry tiktok about how it's not bangin' EllieBC Nov 2023 #18
Cut n runners. Marcus IM Nov 2023 #6
It's an interesting take. For people here, "Stay and fight" has struck me as more commendable. David__77 Nov 2023 #8
I am one of the few lefty Cuban-Americans. Marcus IM Nov 2023 #12
"Uncommend" to your heart's content DFW Nov 2023 #82
Yep. They should stay and organize n/t leftstreet Nov 2023 #15
They didn't create the situation here. Mariana Nov 2023 #20
LOL glad you weren't in charge of the French Revolution leftstreet Nov 2023 #23
Do you feel the same contempt for the slaves in the US who escaped to the North? Mariana Nov 2023 #26
You're comparing GenZ to slaves? leftstreet Nov 2023 #34
You brought up slave rebellions in this discussion, did you not? Mariana Nov 2023 #39
Message auto-removed Name removed Nov 2023 #52
Is that how you feel about all immigrants? Mariana Nov 2023 #41
Read my posts here. Marcus IM Nov 2023 #75
It doesn't surprise me. area51 Nov 2023 #9
You mean a return on other people's work & taxes. Marcus IM Nov 2023 #13
This story is about young people. Mariana Nov 2023 #19
So, you are saying that "lifetime" excludes young lives? Marcus IM Nov 2023 #90
Return on my tax dollars (or euros)?? Hah! I wish. DFW Nov 2023 #25
Many European countries are not like that at all. Sweden is bit one example. You get full social benefits Celerity Nov 2023 #29
Not necessarily so in Germany DFW Nov 2023 #33
Good advice, as always. Thanks. shrike3 Nov 2023 #30
Not in all cases DFW Nov 2023 #83
I felt that way when I was younger, too. murielm99 Nov 2023 #14
Wherever you go, there you are. nt gulliver Nov 2023 #22
It turned out exactly that way. DFW Nov 2023 #84
I wonder how many of these aspiring immigrants realize how different their lives would be? brooklynite Nov 2023 #27
Except for the first item, the other three describe Germany DFW Nov 2023 #35
Those really aren't big issues. Mariana Nov 2023 #40
As usual, one's individual situation varies DFW Nov 2023 #81
And some countries don't have the FREEDOM of going bankrupt from medical bills, that's crazy, right? ck4829 Nov 2023 #60
Not to worry...unless you're a citizen of those countries, YOU will... brooklynite Nov 2023 #61
There are some really surprising numbers there genxlib Nov 2023 #28
I had to look up what the Gen Z years were DFW Nov 2023 #36
While I'm a few decades beyond Gen Z... WarGamer Nov 2023 #31
To slow down, better make sure it's in RURAL Italy DFW Nov 2023 #37
Totally Agree ProfessorGAC Nov 2023 #44
Small villages in the Abruzzo region are very sleepy... WarGamer Nov 2023 #46
My wife and I had opportunities to move to Canada and New Zealand when we were young. hunter Nov 2023 #32
Then I guess Germany is not a civilized nation, either. DFW Nov 2023 #53
It's completely unacceptable that people have to deal with health insurance crap... hunter Nov 2023 #78
It's ironic that the first time my wife had cancer, she was working, and was completely covered DFW Nov 2023 #79
My son and his wife are just older than this group ExWhoDoesntCare Nov 2023 #38
... betsuni Nov 2023 #45
I recommend central or south America, DemocraticPatriot Nov 2023 #47
I love how the idea is to run rather than to fix this. OldBaldy1701E Nov 2023 #51
Many people - not just gen z - do not believe this country's issues can be fixed in the current system redqueen Nov 2023 #55
And, they are correct. (n/t) OldBaldy1701E Nov 2023 #87
Start fixing it. Don't rely on politicians, don't hand it off to future generations, do it today ck4829 Nov 2023 #59
How? John Shaft Nov 2023 #71
Go back in time and convince Sandra Day O'Connor redqueen Nov 2023 #72
I would not expect an auto technician to do my taxes. OldBaldy1701E Nov 2023 #88
Why do you think they should fix something they didn't break? Mariana Nov 2023 #70
I take it you are asking if I feel the people who immigrated to the US OldBaldy1701E Nov 2023 #89
My kids all plan to move out of the US. Guns and AllyCat Nov 2023 #54
Me too and I'm a Boomer. sinkingfeeling Nov 2023 #56
It's sad to see young people mocked and insulted redqueen Nov 2023 #57
"But we said YOUR generation would fix the messes OUR generation created! Where are you going?!" ck4829 Nov 2023 #58
Can't elude catastrophic climate change Kaleva Nov 2023 #63
Wow redqueen Nov 2023 #64
I don't know of any Gen Z'er actively preparing for the coming calsmity Kaleva Nov 2023 #65
No words redqueen Nov 2023 #66
True. Not much to say about people who don't care. Kaleva Nov 2023 #85
not just gen z... a lot of boomer buds have had this converstion with me. dembotoz Nov 2023 #67
I remember an Australian asking me, "Is it true Americans think theirs is the greatest country in the world?" shrike3 Nov 2023 #68
That's interesting because Australia has more than their share of peope redqueen Nov 2023 #73
Probably why he was so puzzled at Americans' attitude. shrike3 Nov 2023 #77
My son announced this about six months ago Conjuay Nov 2023 #69
Grass is greener on the other side LittleGirl Nov 2023 #74
I'm married to my wonderful perfect partner, who happens to be German, so I'm at home here DFW Nov 2023 #86
I have a bunch of family who moved back thatdemguy Nov 2023 #76
German TV now has regular ads by dental services in Hungary DFW Nov 2023 #80
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