Nasty surprise from Medicare today

[Ms. Toad]

29. I'm guessing the plan OC was on was discontinued,

So they enrolled OC in a substitute - which is (at least in theory) better than just dropping coverage.

Medicare is the best health care plan I've ever had - had I had enough time to think and compare I probably would have put my spouse on it when she turned 65, rather than keeping her on my plan until she was 70. Get on original Medicare and a Medigap plan (a one and done choice) and pick the best drug plan you can for the drugs you are currently on. Medicare has a basic app to help you (my parents rely on that). I build a spreadsheet, because we have enough oddball prescriptions that I want to price-shop with GoodRx or Costco prices included. It's an investment of a few hours every year to check to make sure the prices haven't changed. We've made one change in 3 years (total of 6 person-years since there are two of us).