Question about Affordable Care Act

[BigmanPigman]

6. My teachers union experience

When I was teaching I had a plan via the school district and it was taken out of my paycheck each month. That was about $11,000 a year plan. When I had to stop teaching I no longer had a union plan but I had a choice, either sign a form that says you permanently do not want health benefits from the union or stay in. Sort of a scary decision and I crunched the numbers. Before the ACA I couldn't get insurance outside of the school's plan due to having a previous health issue (any health issue is an "issue" for insur companies, such as being pregnant or having an ulcer) at any price. So I waited about 2 years and the ACA passed and my state approved it and now I pay about 20% of what I would have to pay.

Do your homework and crunch the numbers. Each person's situation is different so only you can make any decisions regarding you personal needs, issues, etc. It is work but so is everything.