Freeze your Credit

[thinkingagain]

14. Regardless of who is in charge

It’s a good idea to lock or freeze your reports with all three agencies.
( I once heard there is actually a little known fourth but don’t recall more than that)
Anyhow you can in my experience set up for free with Equifax & Transunion
To lock ( but I think they are moving it to freeze - per some email I got)
Experian- inable to lock you have to pay.
The lock enables you to login to your account slide a button to lock and unlock it takes effect basically instantly and you always get an email that it has happened at least how I set it up)
A freeze can be done for all three but at the time I set up it was more complicated - you had to contact each n one individually to freeze and unfreeze. And it took longer.

The way I understood the change for Equifax is basically the lock button will be replace with a freeze - so it will be instant.

I only wish experian would have that as a free feature not having to call them to have it done.

Sure some of the other features you get with the pay feature is nice

But sometimes the $ hurts.

I used to think that it would be nice to have the ability to login into one site for free and lock and unlock all three at once - so was thinking of a gov site for protection
But because of what is currently going in that Idea is in hold.

If anyone knows more if experian mow has the free easy to lock/ freeze by login in to acct let me
Know
Or if they know more about the move for Transunion & Equifax change to free. ( the Transunion email mentioned Equifax for some reason I didn’t understand )