General Discussion

MichMan

(16,734 posts)

36. My IRA is worth substantially more than I ever would have received as a pension

Tue Jan 20, 2026, 06:12 PM

Tuesday

Pensions were great for those who spent a couple decades or more working for the same employer. The downside is that once you have a certain amount of years of service in, it becomes very hard to walk away to take a better opportunity.

For those of us who moved from one employer to another every few years as better and better opportunities became available, a 401k is a much better option.

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