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dkf

(37,305 posts) Tue Apr 9, 2013, 02:48 PM Apr 2013

Wow my potential SS disability benefit is more than my benefit at age 62. [View all]

Looking up my SS estimated benefit and no wonder people are applying for SSDI in droves.

If you don't have anything saved and are going to retire on just SS you are better off getting the disability benefit.

Waiting til full retirement age gets me an extra $50/month. Retiring early at 62 is over $500 less.

I wonder what will happen when this trust fund runs out in approximately 2016.

33 replies

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Wow my potential SS disability benefit is more than my benefit at age 62. [View all] dkf Apr 2013 OP

another welfare queen meme? CreekDog Apr 2013 #1

I believe the SS disability benefit equals your standard benefit at full retirement age. Lasher Apr 2013 #2

So that is written into the code that it comes from the retirement fund? dkf Apr 2013 #4

It requires an act of Congress. Lasher Apr 2013 #15

Around 2016 they reallocate payroll tax payments so more goes into DI and less in OASI... PoliticAverse Apr 2013 #3

That's good info that I missed dkf Apr 2013 #7

What will happen? NYC_SKP Apr 2013 #5

Even if they do nothing to adjust it, it will still be able to pay 80% of benefits Cleita Apr 2013 #6

She's just talking about the disability portion. dawg Apr 2013 #8

This is about SS disability specifically. dkf Apr 2013 #12

Welcome to the Rationalization Phase, everyone. The Excuse Crew now switches from Marr Apr 2013 #9

A disability benefit automatically becomes a retirement benefit at the proper age threshold Bluenorthwest Apr 2013 #10

I think the payroll cap should be lifted for the disability portion of Social Security. dawg Apr 2013 #11

The assumption that people are applying for SSDI "in droves" for financial reasons is a bust. pinto Apr 2013 #13

Yes I was under the impression it was hard to get... dkf Apr 2013 #16

Yeah, the recent media characterizations miss the fuller picture. As they often do. pinto Apr 2013 #17

It took years for my wife to get it 1-Old-Man Apr 2013 #20

You don't just "get" SSDI. See the D ? That stands upaloopa Apr 2013 #14

Well, if you are 62 now and thinking of going on disability, you might as well wait for retirement. haele Apr 2013 #18

I am underemployed, but I don't qualify to apply for SSDI (not enough recent quarters) duffyduff Apr 2013 #32

im getting real sick of MFM008 Apr 2013 #19

That's because SS disability is the amount you would get at your full retirement age newfie11 Apr 2013 #21

So you may think, but qualifying for SSDI MineralMan Apr 2013 #22

Are you disabled? Lex Apr 2013 #23

No. s/he's just catapulting the propaganda. HiPointDem Apr 2013 #24

I figured. So . . . Lex Apr 2013 #25

no. just that poster's usual anti-SS schtick. HiPointDem Apr 2013 #28

No, it's game-playing only. MineralMan Apr 2013 #26

Odd I get zero since I am not disabled aandegoons Apr 2013 #27

Try getting it before getting all excited. hobbit709 Apr 2013 #29

It's almost impossible to get it. n/t duffyduff Apr 2013 #30

you know it and I know it but our resident anti SS poster doesn't care. hobbit709 Apr 2013 #31

I know. That person hates the very existence of SS and Medicare. n/t duffyduff Apr 2013 #33