General Discussion
In reply to the discussion: The slaughter of innocents. [View all]pitohui
(20,564 posts)i am sorry to hear your story and don't know what to say, as far as i understood, it is much too late for you
as far as others in your situation, who don't have time to wait decades or maybe centuries, for universal health care that may never come in time for them...let me point out that it took MORE than just some insurance companies to murder this man
i have a friend who was years ago in a similar situation (serious, potentially paralyzing accident followed by cancer while workman's comp and insurance co. argued who would pay)...my friend gained his ability to walk and his cancer was placed in remission and the difference is not that the insurance or workmen's comp settled, because this is a process that takes years -- you can be insured or not insured, the insurer is not going to pay expensive claims without a fight, and often the fight takes years, because they do realize that if you die, the settlement/reward is going to be reduced (juries are not necessarily interested in helping someone who wasn't the sick/injured person get rich off the real victim's death, you know)
the difference is some of the doctors went ahead and treated him and agreed to fight about the money later (instead of making excuses and pretending the hospital could have stopped them from treating a patient) AND the lawyer, who was confident that he would eventually win the settlement, actually loaned my friend a lot of money up front, which would only be re-payable when/if he won the settlement (also my friend's lawyer realized a wife is unlikely to get the same settlement as an actual living in-pain victim who can look a jury or a judge in the eye so he did have a smart financial incentive to make the loan)
my friend still had to declare bankruptcy while awaiting a settlement...but my friend can walk and my friend will live (supposedly according to his oncologist) a normal lifespan...he even kept his house under our state's bankruptcy laws
my point is that an insurance company ALONE can't kill anyone, what kills is when the so-called professionals look you in the eye and give some excuse to refuse you help because you don't have upfront money -- the insurance company fight COULDN'T have killed if the doctors and the hospitals hadn't then said, "oh no, we're in it for the money, no money, we don't lift a finger," instead of treating the guy and then worrying about payment
in medicaladmin's case, the doctor who gave the excuses is just as much a murderer as is the insurance company, if not more so, the insurers saw a piece of paper, the doctor looked him in the eye and refused him, that's a pretty hands-on manslaughter if not legal murder -- he seems to hold no grudges but his refusal to hold grudges may make him feel better about himself and his soul, it doesn't do much to change the cruelty of these doctors who are not held to normal standards of human decency
if i see someone dying and there's something i can do to stop it, i don't put my hand out first and say, "gimme" -- why is the doctor being held to a different standard?
insurance companies, hospitals, and doctors WORK TOGETHER to create this situation where people are extorted for their life's earnings or billed for more than they have ever earned in a lifetime of work, insurance companies COULDN'T do this if hospitals and doctors didn't have unfair, too high prices and unfair billing practices
ask me upfront for the money if i'm buying a sofa, not when i'm buying my life