General Discussion

onecent

(6,096 posts)

26. I believe you should definitely confront this fool. People do not

Mon May 13, 2013, 09:54 AM

May 2013

realize that co-signing for anyone (even your own children) is EXTREMELY UNWISE. I told my 3 children I would NEVER EVER C0-sign and I never did. They had to get those things by themselves....especially in this day an age when the older teens are feeling so entitled, and will milk mom and dad to the max.

People - NEVER CO SIGN ever. If possible I would rather give them a couple of hundred to help with a down payment on a vehicle, or something. but never ever co-sign. It will go against your credit.

Never could figure out until later years why my father said, "My MOST IMPORTANT ASSET IS MY CREDIT". TOOK me awhile to figure that out. Very difficult to prosper in these years without good credit.

Good luck

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NEED ADVICE: Identity theft by relative; call police? [View all] panAmerican May 2013 OP

The sweetest word ever heard was a simple clear 'no' JustAnotherGen May 2013 #1

Call. I doubt you're the only one he's done this to. Dash87 May 2013 #2

You need a lawyer. HubertHeaver May 2013 #3

I do have a lawyer friend panAmerican May 2013 #17

What's there to be ashamed about? LisaL May 2013 #20

Talk to your lawyer friend... ljm2002 May 2013 #23

I think the advice about getting a lawyer involved is good Yo_Mama May 2013 #40

The lawyer can speak on your behalf without giving up any of your rights. HubertHeaver May 2013 #48

there's strict confidentiality rules Skittles May 2013 #76

How were you duped? Dorian Gray May 2013 #85

IMO, this relative broke trust with you the moment he forged your signature. winter is coming May 2013 #4

I think it comes down to a simple fact ripcord May 2013 #5

Forging a signature is an unforgivable breach of trust. DetlefK May 2013 #6

If you were going to sign it for one more year anyhow, boston bean May 2013 #7

i have been screwed over by plenty of people in my life. ejpoeta May 2013 #78

I agree with ejpoeta. This relative is seeing just exactly what he can get away with, and Nay May 2013 #83

What a mess, and what a kind, wonderful and thoughtful person you are Gman May 2013 #8

I am so sorry for your pain! peace13 May 2013 #9

How would this affect the kids? jberryhill May 2013 #10

Eesh! You were repaid for your HappyMe May 2013 #11

You signed it for two years without problems? unapatriciated May 2013 #12

He has always paid the rent on-time or a week early panAmerican May 2013 #22

I like the idea of writing to the landlord to notify them that you will not be signing another lease Yo_Mama May 2013 #42

You don't give up your right to take legal action later by not taking legal action now. JoePhilly May 2013 #13

Give him a chance to pipi_k May 2013 #14

"But I will never never never co-sign for anyone" jberryhill May 2013 #24

Yep... pipi_k May 2013 #33

Is any other relative willing to co-sign right away? Nine May 2013 #15

D*mn...... a kennedy May 2013 #16

Thanks :) I appreciate the hug panAmerican May 2013 #38

Those charges probably aren't enough to have the kids taken away treestar May 2013 #18

I have found Old Codger May 2013 #19

I have seen the same thing done to others time and time again as well. Dash87 May 2013 #31

Sigh, too true. In_The_Wind May 2013 #35

You shouldn't subject yourself, your body, the the rest of your Ilsa May 2013 #21

+1000. Manipulators don't stop themselves. You have to set and enforce boundaries. winter is coming May 2013 #58

Be sure you run a credit report on yourself Ilsa May 2013 #25

Good idea. HappyMe May 2013 #27

I believe you should definitely confront this fool. People do not onecent May 2013 #26

there *are* more important things demwing May 2013 #79

Your handle is an apt description of the value of your advice, imho. n/t Laelth May 2013 #89

contact the owner of the property and find out what is going on ThomThom May 2013 #28

Not calling the police now does not tie your hands later jeff47 May 2013 #29

Teach him what consequences are. His children vanlassie May 2013 #30

If he has lived there for two years and paid the rent on time, DebJ May 2013 #32

How has this hurt you? Have there been any unauthorized purchases or credit lines opened Egalitarian Thug May 2013 #34

It could keep him or her from getting his own credit if needed pnwmom May 2013 #55

Thanks for answering a question not asked for the person who was. Egalitarian Thug May 2013 #57

Er, she makes a good point Ruby the Liberal May 2013 #66

Here's the back story panAmerican May 2013 #36

I know you love him but... he's a liar and at least one of his kids is a liar renate May 2013 #41

The lawyer Yo_Mama May 2013 #45

Go to a lawyer. Not your friend, somebody who doesn't know you. Nye Bevan May 2013 #37

Call your county Bar Association's Lawyer Referral Service LiberalEsto May 2013 #69

Protect yourself. Dawson Leery May 2013 #39

you don't have a choice on whether charges are brought or not. If the cops think it's fraud librechik May 2013 #43

Last winter I had roughly the same experience Le Taz Hot May 2013 #44

Get a lawyer. Now. Later, you can make a decision about the police. dairydog91 May 2013 #46

PLEASE, I BEG YOU: Get a lawyer to help advise you. Do the following RIGHT now: Poll_Blind May 2013 #47

MY Dear PanAmerican It's very simple and the best way to keep things diffused... Drew Richards May 2013 #49

best answer demwing May 2013 #82

This is the best answer I have read on this forum Dorian Gray May 2013 #86

Went to Leasing Ofc; calling attorney next panAmerican May 2013 #50

blech... i couldn't do this to someone I loved. boston bean May 2013 #54

She was going to sign again--UNTIL she found out that he committed FRAUD by FORGERY. Common Sense Party May 2013 #60

I'm not going to argue with anyone about it, just give my opinion. boston bean May 2013 #61

Fine, and you are entitled to your opinion. Common Sense Party May 2013 #63

My help has been there for the asking for nearly 15 years panAmerican May 2013 #70

Really? Dorian Gray May 2013 #88

Unfortunately the lawyer will tell you what I already said Drew Richards May 2013 #56

You did the right thing. HappyMe May 2013 #62

If he's been there for two years and has been a good tenant, they'll probably let him stay. haele May 2013 #64

If you don't have any further liability, why the need for further steps? blueamy66 May 2013 #81

Thanks for the update Yo_Mama May 2013 #84

This is probably Dorian Gray May 2013 #87

Contact a lawyer. It would be worth the fee to have all your options set out for you The Velveteen Ocelot May 2013 #51

check your credit CountAllVotes May 2013 #52

ScoreWatch and Equifax products panAmerican May 2013 #73

That is a tough one, since the whole family is flaky Warpy May 2013 #53

"His credit repair has to start somewhere" <~~ THIS Ruby the Liberal May 2013 #67

Fortunately my signature is worth nothing. hunter May 2013 #59

Please call a lawyer immediately. Ruby the Liberal May 2013 #65

There is one more thing wanted to mention Drew Richards May 2013 #68

Lawyer Hekate May 2013 #71

Lawyer says this is enough panAmerican May 2013 #72

Good. I hope it all works out well for you. Hekate May 2013 #74

If he's been paying rent, he doesn't need you to consign. GeorgeGist May 2013 #75

FFS, don't call the damned police! Th1onein May 2013 #77

Why don't you talk to him about it Marrah_G May 2013 #80