General Discussion
In reply to the discussion: The slaughter of innocents. [View all]unapatriciated
(5,390 posts)Last edited Fri Feb 10, 2012, 02:37 PM - Edit history (1)
In my long struggle with my insurance company relating to my son's illness, I encountered much the same as you. Delays and denials just because they could by law. This resulted in the unnecessary crippling of my son. Many have asked why I did not pursue a lawsuit against the insurance companies involved. Short answer they can legally delay treatment and it is hard to prove that the delay and not the disease caused the crippling of my son. The Insurance Industry knows this going in and they also know that the monies they saved during their delays and denials (of many policy holders) will be greater than any fines or penalties that they may have to pay at a later date (of the few policy holders who win a lawsuit).
My outcome was better than yours and I am grateful to still have my son with us. During the most active stages of his illness we were not sure if he would survive and have been told he is very lucky to see his 30th birthday. Because of the preventable damage during the active stages (due to interruptions and denials of care) his life will be shorter than mine and that is something a parent does not want to face. So I will send positive thoughts to your father.
I have been fighting for single payor since the early 90's and will continue to do so.
Thank you for your story, I know this was probably very difficult for you to do since it meant acceptance of something that didn't need to be.