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caraher

(6,356 posts)

19. It's non-ACA compliant

Reply to CTyankee (Original post)

Mon Nov 4, 2013, 03:02 PM

Nov 2013

My son just started a manufacturing job through a staffing agency and they offered him a similar plan. Fortunately we can keep him on my wife's policy because of his age, but we worked out that between the deductibles/co-pays and the coverage cap in the plan there was actually a very narrow window of annual expenses under which he could conceivably come out "ahead." (I think the sweet spot was something like $700-1200 over the course of 1 year.) It was worthless for catastrophic events.

It's losing "insurance" like this that helps drive all the "Obama lied about being able to keep my present insurance" wailing from low-information, low-wage workers.

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22 replies

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Highlight:

A question about that WalMart health insurance for under $40 per month... [View all] CTyankee Nov 2013 OP

I LOL every time I see it... VanillaRhapsody Nov 2013 #1

I'm gonna try to find out. CTyankee Nov 2013 #3

"Junk insurance" is illegal under the ACA (nt) Nye Bevan Nov 2013 #6

That commercial is such total bullshit. If those are 'employees' they probably made it under duress. onehandle Nov 2013 #2

People don't shop SprawlMart because they're stupid n/t leftstreet Nov 2013 #5

That's not what I'm saying. onehandle Nov 2013 #7

No one's flaming you, but you're asking for it moishe pippick Nov 2013 #8

Good point. Lets not forget that Walmart decimates most small businesses JaneyVee Nov 2013 #9

I doubt 'most people shop at Walmart'. That is just sloganeering. Rex Nov 2013 #10

What amount is Walmart paying? ramblin_dave Nov 2013 #4

I can tell you first hand - my son works for WalMart Glitterati Nov 2013 #11

Don't all plans have to be ACA compliant? Puzzledtraveller Nov 2013 #12

I assume so Glitterati Nov 2013 #13

For adults, the requirements kick in Jan 1.. That's why policies are getting canceled SoCalDem Nov 2013 #17

Why Does This Surprise Anyone? KellyGofAL Nov 2013 #14

Well said, and welcome to DU KellyGofAL ScreamingMeemie Nov 2013 #15

HI kellyGofAL…doesn't surprise many here at DU... Tikki Nov 2013 #16

yub you're absolutely right! gopiscrap Nov 2013 #18

"Taking advantage" is one of the accusations leveled at individual welfare recipients, ancianita Nov 2013 #20

It's non-ACA compliant caraher Nov 2013 #19

The question about Walmart benefits really concerns how many of their employees work enough hours Skidmore Nov 2013 #21

Yep. And there's that, too! Let's all remember the lovely things about Walmart! CTyankee Nov 2013 #22