General Discussion

csziggy

(34,189 posts)

35. While we were building our house I pre-notified my card of a big purchase

Wed Mar 7, 2012, 11:40 PM

Mar 2012

And they STILL flagged it and denied the charge. Long story, but it was incredibly frustrating since I had anticipated a problem and tried to keep it from happening. The only good part was that the credit card company gave me a credit for my time. The bad part was that with the time I spent sorting it out I got paid about $3 an hour by them.

A different credit card company denied a charge because it was with a retailer in Australia. Uh, yeah - it was an internet order for magazine subscription with a company that publishes in that country. That particular company has gotten really strange about what they will deny or accept so I no longer use that card. I'm tired of being embarrassed by their haphazard denials of charges for no apparent reason. They seem to be more likely to deny a charge if I have paid off the full amount owed.

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My friend couldn't use her own bank card without her bank's permission. [View all] Justice wanted Mar 2012 OP

This happened to me in Japan Lydia Leftcoast Mar 2012 #1

I notified one credit card when I traveled to Japan. Snake Alchemist Mar 2012 #24

For several years, the banks have asked that you notify them before out of country (or even out of karynnj Mar 2012 #27

The opposite happened to me Art_from_Ark Mar 2012 #48

Is this typical? immoderate Mar 2012 #2

I think it is becoming the norm. My aunt and Friend aren't the first people I heard about these Justice wanted Mar 2012 #3

Our banker in NC asked us to let them know yellerpup Mar 2012 #5

yes. Happened to me when I went on vacation. bank for protecting me from theft Liberal_in_LA Mar 2012 #22

My credit union calls me if anything seems suspicious. silverweb Mar 2012 #4

My credit union does the same thing. LanternWaste Mar 2012 #7

Too true! silverweb Mar 2012 #46

Cashiers who ask for ID are violating the agreement the co. has with cc companies Mosby Mar 2012 #9

They can ASK for ID without violating the agreement. It's REQUIRING it that's a violation Gormy Cuss Mar 2012 #13

That's stupid. silverweb Mar 2012 #47

We used our cards liberally in Tahiti, but it was a while back SoCalDem Mar 2012 #6

Used to happen to me a lot when I went overseas ProgressiveProfessor Mar 2012 #8

Last year we made a major purchase on a credit card and the store recommended that we call the Brickbat Mar 2012 #10

My bank and my credit union do that, too. Mariana Mar 2012 #11

Check with the bank first matt819 Mar 2012 #12

I can see some people wanting this service as a protective measure, BUT woo me with science Mar 2012 #14

I'm conflicted on that. Zalatix Mar 2012 #21

I do appreciate the service when it's not restrictively implemented Occulus Mar 2012 #36

I didn't go too Far THAT IS EXACTLY WHAT HAPPENED in BOTH cases. Justice wanted Mar 2012 #42

I meant *they* went a bit too far Occulus Mar 2012 #44

I am sorry. I understand people on the board understanding the bank side BUT I personally think Justice wanted Mar 2012 #45

Would you be willing to assume liability for fraudulent charges? metalbot Mar 2012 #50

I had it happen to me twice when COLGATE4 Mar 2012 #15

We've had good and bad experiences with this. woodsprite Mar 2012 #16

In 2003 I was in Ireland, 2 weeks after we invaded Iraq...... mrmpa Mar 2012 #17

I e-mailed my bank about an upcoming trip and where I was going. No problems...n/t monmouth Mar 2012 #18

Last week, I was bombarded with phone calls and mail from my CC company's... Tracer Mar 2012 #19

Makes sense to me quakerboy Mar 2012 #33

I had a card stolen in Europe that someone attempted to use in Cairo. Ruby the Liberal Mar 2012 #20

im curious about what cc's people in this thread used Mosby Mar 2012 #23

They aren't her cards - they belong to the bank Dreamer Tatum Mar 2012 #25

NO IT WAS A DEBIT CARD! TWO CHECKING ACCOUNTS! HER MONEY! Justice wanted Mar 2012 #28

You said "bank cards." A bank card is generally considered to be a credit card. Dreamer Tatum Mar 2012 #29

You never got a Bank MAC card with a VISA logo on it to access your account or accounts? Justice wanted Mar 2012 #30

You were not sufficiently clear that they were debit cards. nt Dreamer Tatum Mar 2012 #31

The people at my bank are so nice that I don't mind calling them. YellowRubberDuckie Mar 2012 #26

The second is less troubling than the first quakerboy Mar 2012 #32

It's definitely a two edged sword catchnrelease Mar 2012 #34

While we were building our house I pre-notified my card of a big purchase csziggy Mar 2012 #35

Identity theft protection WolverineDG Mar 2012 #37

Okay. Idea Good Actual Practice BAD! My Friend Should not have to Check in with -Big Brother Justice wanted Mar 2012 #38

And if you travel for a living? You obviously have to get a better bank than these... saras Mar 2012 #39

Exactly. She use to travel a lot for a living. At one point she was going back and forth between Justice wanted Mar 2012 #40

I think they must have some pretty good algorithms ....... oldhippie Mar 2012 #41

The bank has to cover the losses therefore they are monitoring more closely. Pisces Mar 2012 #43

My bank does this and I appreciate it proud2BlibKansan Mar 2012 #49

The banks are damned if they do, damned if they don't high density Mar 2012 #51