General Discussion
In reply to the discussion: Clinton to Obama: Let Americans keep canceled health plans [View all]TwilightGardener
(46,416 posts)work by insurance companies, possibly run afoul of state insurance laws, etc. I think a better fix would be to automatically subsidize the difference in premiums from an individual policy that was cancelled to a new Exchange policy for a couple years, IF the policy holder isn't already getting a subsidy--in other words, regardless of income. Let the individual policy holders get better insurance thru the ACA for the same or less money, for a little while. I would think that the previous policies were generally crappy and high-deductible, didn't cover much in terms of copays and drug benefits, so the big price difference is probably the premium--seems like the easiest fix. Just have those individual policy holders forward their policy info and cancellation letters for proof.