So, I was sitting on a chair in the hall of the county courthouse this morning

[Skidmore]

36. I only know what the man told me and

frankly, there are many people in this neck of the woods who are pretty old fashioned about debt and responsibility for it. It doesn't surprise me that someone would liquidate assets to settle debt. Lots of people have their wealth in their real property and not much else. If it were us, I don't think we would do much differently than he did. What other wealth do we have? Perhaps he was just worn down by the years of caring for a very ill wife. I don't know. But I do understand feelings of despair and helplessness when everything you confront seems like a huge mountain. I only know what he told me and he gave me no reason in tone or tenor to believe that he was telling me what was on his mind and heart.

Sometimes a thing is what it is.