General Discussion

jeff47

(26,549 posts)

67. Again, you come up with an example that is utterly different than this situation.

Mon Dec 2, 2013, 12:10 PM

Dec 2013

If you modified a Publisher's Clearing mailing house I doubt they're show up with a check, but a Marshall.

Which is nothing like this situation. Again.

Publisher's Clearing House in your scenario did not agree to the changes. The bank agreed to the changes. Period. Full stop. There was no agreement. The bank made an offer. The individual made a counter-offer. The bank signed the counter-offer.

If the bank did not read the contract, that is the bank's fault.

I've been involved in many contracts, corp to corp, corp to individual although these are usually employment contracts.

How many people have you sent to prison for making a counter-offer?

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Man who created own credit card sues bank for not sticking to terms. [View all] arcane1 Nov 2013 OP

k&r ... idwiyo Nov 2013 #1

it's always a matter of principle onethatcares Nov 2013 #2

In this case, a matter of principal. Orrex Nov 2013 #37

there for a moment onethatcares Nov 2013 #38

Better to pun, I say! Orrex Nov 2013 #41

Brilliant malaise Dec 2013 #64

I love this! n-t Logical Nov 2013 #3

, blkmusclmachine Nov 2013 #4

Seems pretty air-tight to me. If they signed/approved the contract he's got em. tridim Nov 2013 #5

Ahh.. but Argarkov didn't fix the fine print..... "we can screw you but you can't screw us" groundloop Nov 2013 #6

This is an interesting case in contract law. What he did is essentially a counter offer and they Monk06 Nov 2013 #7

That's what I'm thinking Gman Nov 2013 #12

Sounds that way to me. nt Demo_Chris Nov 2013 #17

That's exactly right...most contracts - even big securities deals - are negotiated by alteration alcibiades_mystery Nov 2013 #18

I'm guessing that the bank will come out on top. Ms. Toad Dec 2013 #75

OH Man I wish someone had done that to an American bank. diabeticman Nov 2013 #8

I did something similar to my HOA Major Nikon Nov 2013 #9

I hate HOAs BainsBane Nov 2013 #50

I don't know, it sounds like the guy might be doing some serious prison time over this. LAGC Nov 2013 #10

:facepalm: jeff47 Nov 2013 #23

No, this is fraud and he will be fined or do time or both. ryan_cats Nov 2013 #28

Great examples that have nothing to do with this. jeff47 Nov 2013 #29

+1 grahamhgreen Nov 2013 #30

Well we'll just see. This will not end well for your hero. ryan_cats Nov 2013 #40

Why do you repeat yourself? You put the same two sentences that fit in your ChisolmTrailDem Nov 2013 #48

I've been doing it for eight years and no one has complained ryan_cats Nov 2013 #54

I'm sorry to have given you the vapors. Maybe a little time in the sanitarium in the country will ryan_cats Nov 2013 #55

Well, he can't find the "edit" link either, so I wouldn't expect much (nt) jeff47 Dec 2013 #58

How can you have 9,621 post since 2008 and I have 960 something since 2005? ryan_cats Dec 2013 #62

Guess what? Snark doesn't cover up being wrong. (nt) jeff47 Dec 2013 #66

SO, you're admitting your wrong? ryan_cats Dec 2013 #69

Wow, you really have a reading disability, don't you? jeff47 Dec 2013 #71

Because I'm Batman! ryan_cats Dec 2013 #61

How many business contracts have you had to negotiate? ryan_cats Nov 2013 #56

Wow are you wrong. jeff47 Dec 2013 #57

Nice Snark ryan_cats Dec 2013 #59

Again, you come up with an example that is utterly different than this situation. jeff47 Dec 2013 #67

Again, English coursework would help with the comprehension level. ryan_cats Dec 2013 #72

How surprising you avoided the question at the end of that post. jeff47 Dec 2013 #76

Would copying a legitimate document and then altering and passing it off as the original be fraud? ryan_cats Dec 2013 #77

Not if the contract was not signed. jeff47 Dec 2013 #80

Do you enjoy making stuff up, claiming it's fact? closeupready Dec 2013 #73

Perhaps a course in reading comprehension might help understanding your hero. ryan_cats Dec 2013 #60

I'm afraid it's not me who needs that course. jeff47 Dec 2013 #65

Ohhh, such bad manners. ryan_cats Dec 2013 #68

How is sending a counter-offer negotiating in bad faith? jeff47 Dec 2013 #70

I'll type slowly ryan_cats Dec 2013 #78

This is Russia, not the US. jeff47 Dec 2013 #79

I'm not so sure Major Nikon Nov 2013 #39

This isn't fraud. The two parties negotiated. Hosnon Nov 2013 #51

He might have got away with this if the terms he offered were reasonable. former9thward Nov 2013 #11

Maybe, maybe not. That is after all what a trial is for and who knows cstanleytech Nov 2013 #13

Obviously I have not seen the contract. former9thward Nov 2013 #14

When I am writing the contract those terms will be included. Who is to say which is the offer? Vincardog Nov 2013 #15

It probably would be a good question for a contacts final exam. former9thward Nov 2013 #20

My position is that I am making an offer to accept credit from the predatory Financial Vincardog Nov 2013 #44

80-92% of tort law is bluff Major Nikon Nov 2013 #16

100% true. former9thward Nov 2013 #19

only the final version, that both parties signed, matters. unblock Nov 2013 #26

Yes, the signing stuff I'm not sure of. former9thward Nov 2013 #27

It's in Russia. Contract law is going to be different there. jeff47 Nov 2013 #24

29% interest is unfair, and banks get that all day long. grahamhgreen Nov 2013 #31

In a courtroom it would not be unfair. former9thward Nov 2013 #32

At one point there was the first guy - they didn't find that unfair - if a contract is unfair - grahamhgreen Nov 2013 #34

How dare you make sense! ryan_cats Dec 2013 #63

I don't know about Russian banking practices, Jenoch Nov 2013 #21

But for that to be enforced, it would have to be on an executed contract. whopis01 Nov 2013 #22

And if he had signed that contract, that would be relevant. jeff47 Nov 2013 #25

And if he was dealing with a U.S. bank, he would be breaking banking laws Jenoch Nov 2013 #35

No, he would not. Chan790 Nov 2013 #42

Any competent U.S. judge would throw this case out. Jenoch Nov 2013 #46

Exactly what were the terms to be enforced? What contract (or Offer) that he did not sign would you Vincardog Nov 2013 #45

Breaking the law by counter offering? That's the most backwards understanding Hosnon Nov 2013 #52

We did this on a photocopier lease, Sen. Walter Sobchak Nov 2013 #33

Sounds like the ultimate Russian Reversal. nt nyquil_man Nov 2013 #36

LOL. treestar Nov 2013 #43

Talk about Revenge is a dish best served cold. The Banks should of read the "Fine Print" Mrdrboi Nov 2013 #47

Ok, so who here is an expert on Russian contract law? ChisolmTrailDem Nov 2013 #49

Someone upthread who is claiming that in Russia, closeupready Dec 2013 #74

k&r for exposure. n/t Laelth Nov 2013 #53