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Blue Diadem

(6,597 posts)

7. Years ago, my husband's employer was self-insured.

Reply to PumpkinAle (Original post)

Mon Mar 31, 2014, 09:52 PM

Mar 2014

I don't know if all plans work the way ours did, but his company used health insurance companies to handle the claims. Each year we'd receive our insurance cards for whatever plan they'd gone with and it was no different for us from regular health insurance. We had 80/20 for years then they went to HMO's until the company closed in the late 90's.

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19 replies

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Self-Insure [View all] PumpkinAle Mar 2014 OP

Do you mean... cyberswede Mar 2014 #1

Self insurance means that the company acts as the insurance company in paying bluestate10 Mar 2014 #10

Moving to a self-Insured plan is not a bad thing by itself. M0rpheus Mar 2014 #2

Thank you PumpkinAle Mar 2014 #3

If you have any ongoing health issues that are currently covered... M0rpheus Mar 2014 #6

Thanks and nope not yet. PumpkinAle Mar 2014 #13

It means that the Company is going to keep your premiums and pay your claims. Loudly Mar 2014 #4

It's a pretty common thing for companies with more than several hundred employees. Hoyt Mar 2014 #5

Years ago, my husband's employer was self-insured. Blue Diadem Mar 2014 #7

Thank you everyone for your answers PumpkinAle Mar 2014 #8

not pertinent to your post handmade34 Mar 2014 #11

Hmmmmmmmm beer PumpkinAle Mar 2014 #14

excellent brew handmade34 Mar 2014 #16

Lucky, lucky you PumpkinAle Mar 2014 #17

Some companies self insure and have done so well before the ACA. bluestate10 Mar 2014 #9

My employer does this Freddie Mar 2014 #12

Thanks - I do have one question PumpkinAle Mar 2014 #15

Most large employers use a third party administrator Freddie Apr 2014 #18

Thank you again PumpkinAle Apr 2014 #19