General Discussion
In reply to the discussion: Let me get this straight - how did we come to adopting a REPUBLICAN idea as our own? [View all]dflprincess
(29,272 posts)it only requires that we have "coverage".
Anyone with a high out of pocket insurance plan can tell you that they still can't afford to actually see a doctor. Currently the maximum deductible alllowed by law is $2500, with "coinsurance" payments until a person reaches a total of $5,950 out of pocket. Those numbers will go up annually. And those numbers are high enough to keep most people from seeking care. The insurance companies love to push these "consumer driven" plans because they are real money makers for them.
As for the "millions" who wil be added to Medicare. People are only eligible if there income is below 133% of the poverty level - sounds impressive until you do the math and figure out that the maximum income for a single person to qualify is a lousy $14,800. After that they may be able to get subsidies for their "insurance" but they'll have to come up with the premium first and claim what they paid out of pocket on their income tax return.
With or without the ACA the U.S. will remain a country where health care bankrupts people and where thousands die every year because they could not afford timely access to care.
And insurance company executive will laugh all the way to the bank.