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stevenleser

(32,886 posts)
13. Looks like prices are set to decline, so these folks will be pleasantly surprised.
Tue Nov 4, 2014, 12:45 PM
Nov 2014
http://kff.org/health-reform/press-release/premiums-set-to-decline-slightly-for-benchmark-aca-marketplace-insurance-plans-in-2015/

?t=1409842992942

Premiums Set to Decline Slightly for Benchmark ACA Marketplace Insurance Plans in 2015
Analysis of 15 States and D.C. Also Finds Changes Vary Across States and Insurers

Results Suggest Consumers Should Shop Carefully When Open Enrollment Begins November 15

MENLO PARK, Calif. – An early look at the cost of health insurance in 16 major cities finds that average premiums for the benchmark silver plan – the one upon which federal financial help under the Affordable Care Act to consumers is based – will decrease slightly in 2015. The new study from the Kaiser Family Foundation analyzes premiums in the largest cities in 15 states and the District of Columbia where information from rate filings is available.

Premiums for the second-lowest cost silver plan for individuals will fall by an average of 0.8 percent from current levels in these cities when open enrollment begins on Nov. 15, according to the study. The analysis finds that the premium for the second-lowest-cost silver plan is decreasing in 7 of the 16 areas studied – but also that changes in average premiums will vary considerably across areas. They range from a decline of 15.6 percent in Denver, Colorado (to $211 per month), to an increase of 8.7 percent in Nashville, Tennessee (to $205 per month). In both cases premiums are for a 40-year-old nonsmoker, before taking into account any tax credit. It is important to note that rate changes may be different in different rating areas in these states.

“There is variation, but so far, premium increases in year two of the Affordable Care Act are generally modest,” said Drew Altman, Kaiser’s President and CEO. “Double digit premium increases in this market were not uncommon in the past,” Altman added.

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0 members have recommended this reply (displayed in chronological order):

If true... ugh. nt MannyGoldstein Nov 2014 #1
The (roughly) $6000 in co-pays/deductibles that are required in addition to the monthly kelly1mm Nov 2014 #2
There a maximum "out of pocket" spending limit for the insured that is $5,000 Maraya1969 Nov 2014 #3
ACA limit is $6600 for individual OOP max in 2015 ($13,200 for family). So, depending kelly1mm Nov 2014 #4
It means -- Nuclear Unicorn Nov 2014 #5
They won't kill strawberries Nov 2014 #11
Why would they kill it if they can use it as a cudgel against the Dems? Nuclear Unicorn Nov 2014 #12
Yesterday I listened to a radio program about the enrollment period and Vinca Nov 2014 #6
My "provider" dropped out of the exchange. 99Forever Nov 2014 #7
"Sure am fucking glad we didn't get suckered into a single payer system or a public option." Nuclear Unicorn Nov 2014 #8
Can you tell us what your premiums deductibles and co-pays were if you include what your company Maraya1969 Nov 2014 #18
My company? $0 99Forever Nov 2014 #19
Obamacare is so ambiguous...could this reflect changes in employment & benefits HereSince1628 Nov 2014 #9
You can lead a horse to water........ Youdontwantthetruth Nov 2014 #10
How? zipplewrath Nov 2014 #14
The President Choose this course of action over Single Payer Youdontwantthetruth Nov 2014 #17
Did you puff out your chest and light one up for Rush while typing that? nt. NCTraveler Nov 2014 #15
Almost as good as "Die Quickly" n/t BuelahWitch Nov 2014 #16
Looks like prices are set to decline, so these folks will be pleasantly surprised. stevenleser Nov 2014 #13
Latest Discussions»General Discussion»What does it mean to say ...»Reply #13