All but one BART rider ignore unconscious man

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6. What would I do?

If the person on the floor is not visibly injured, or in any kind of visible distress (like a seizure), then I'd probably assume he was homeless and resting. I pass people in subway vestibules every day, lying down, typically covered, who appear to be sleeping. By the way, if someone asks for money, I give it if I have it.

Since I wasn't in that car with him on the BART system, I can only rely on his version of events, but even so, it's not clear to me in light of the everyday presence of homeless people what it was about this homeless person that prompted him to offer assistance? And does he do this every time, or just some times?

I've been to San Francisco only once, and even back then in the 90's, there were many homeless people about town. It would be a full-time job to assist such people (and there SHOULD be people whose full-time jobs are to assist the homeless).

Hope this doesn't sound callous.