Does Obamacare really care?

[flamingdem]

3. Is that an EPO or a PPO?

PPO is a very good plan since you can access a wider network than EPO - but it all depends on who the providers are in your city.

The critical comparison here is your deductible. If you're not paying one you're doing fairly well compared to many people. I was paying over 350 dollars to Anthem before ACA and my deductible was $6500.

So that was way worse than what I have now which is Silver EPO with a very low deductible and copay, but I know what you mean even a low copay can add up.

We are paying for our health here in the USA. This is not free health care by any means. In my case I have much, much more affordable access to care though, and the best care since I can access UCLA. Before I simply didn't use my insurance and it cost more and excluded many things. Before I felt like I was dealing with the mafia, things have improved but I'd like it to be cheaper.

Let's not forget Medicare comes with costs as well, it's never going to be free imo in the USA.