General Discussion
In reply to the discussion: Does Obamacare really care? [View all]one_voice
(20,043 posts)and I think Obamacare has made some very important strides forward. No preexisting conditions, no lifetime limits, kids can stay on till 26 and more. More people are covered than before.
That being said, it didn't go far and while the cost improved for many it's did become very expensive for far too many.
Friend of mine makes 75,000 a year. They went on the marketplace. Silver plan costs them $900 dollars--they get no subsidies. They called and that was the right amount. The Bronze wasn't much lower, it was just about $800 for the shittiest plan.
That's a mortgage payment.
They made a great analogy--if they went to a bank and tried to get a mortgage for a second home they'd be laughed out of the bank. Their income wouldn't justify it. But they're expected to pay this or pay a penalty. I don't know what they're going to do. They have a car payment and a mortgage.
Some families fall into this 'hole'. I hope whoever is elected addresses it. I also hope that they improve upon what we have for our seniors.