Dufus is threatening to shut down the government

[PoindexterOglethorpe]

37. Keep in mind that if you start collecting at age 62

and you're still working, there's a limit on how much you can make, currently $16,920/year, $1410/month. If you go over that, you'll be dinged next year. Also, there's a huge permanent penalty by collecting early. If, instead, you wait until age 70, your SS amount will be nearly double what it is at 62.

And all it takes is a couple of years like the last two with no COLA, and you're living on a fixed income.

Most people do collect early, often because of not being able to find work as they get older. But if you're healthy, even a part time job might be a better choice than taking SS as soon as possible. It all depends on your specific circumstances.