Welcome to DU! The truly grassroots left-of-center political community where regular people, not algorithms, drive the discussions and set the standards. Join the community: Create a free account Support DU (and get rid of ads!): Become a Star Member Latest Breaking News Editorials & Other Articles General Discussion The DU Lounge All Forums Issue Forums Culture Forums Alliance Forums Region Forums Support Forums Help & Search

General Discussion

Showing Original Post only (View all)

dobleremolque

(1,113 posts)
Sun Sep 17, 2017, 11:11 PM Sep 2017

Equifax credit reports not available online (to me, at least). [View all]

With nothing else to cap the weekend, I decided to get my free annual credit reports ... one each, from TransUnion, Experian and Equifax.

Logged into www.annualcreditreport.com (do NOT use "freeannualcreditreport.com" or any of the URL variations that include the word "free" -- those are scammer sites) Filled out a completely reasonable form after double-checking for secure web site address and (eventually) successfully negotiating the CAPTCHAS.

Had no problems and was able to review and then download reports from TransUnion and Experian. Equifax, on the other hand, refuses to provide the report online so I can download it. It is forcing me to get my free annual credit report from them by snail mail. So, it ain't free. It's gonna cost me 46-cents.

I tried the online route twice, and had no problem with both sets of Equifax-specific identity verification questions each time, but Equifax crapped all over both my online requests.

So Equifax tells me I'm going to have to fill out a PDF form that's such creaky technology that it can't even be filled out with a PDF reader or PDF form filler-outer software. I'm going to have to print it on paper and use a pen. Black, or blue-black ink only. (Who do they think they are? Miss Manners?) Using block letters and I better not dare let the letters touch the sides of the box.

Then I have to provide photocopies of either: my Social Security card, a pay stub with SSN on it, or a W2. Then, they want a photocopy of either: my driver license; a rental agreement, lease agreement or deed; a pay stub that includes my address; or a utility bill that includes my address.

Equifax says it'll get back to me within 15 days. UNLESS I DARE TO LET THE LETTERS TOUCH THE SIDES OF THE BOX!

Has anybody else tried to get their credit report from Equifax online and gotten this kind of runaround?

3 replies = new reply since forum marked as read
Highlight: NoneDon't highlight anything 5 newestHighlight 5 most recent replies
Latest Discussions»General Discussion»Equifax credit reports no...