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Orrex

(66,820 posts)
72. Yeah, just about anyone could stand to be a bit more frugal
Mon Jun 24, 2013, 03:30 PM
Jun 2013

If we start nickel-diming people's spending at the microscopic level, of course we'll find places to tighten the budget. However, I'm reluctant to scold people who just scraping by, because if a cup of coffee helps to lift their spirits after a 10-hour shift of minimum wage drudgery, then I say they're welcome to it.

We also have no idea of that hypothetical person's circumstances outside of the Starbucks. Maybe they bought rice instead of chicken this week specifically so that they could reward themselves with that cup of coffee after a long week. In short, we don't know what budget concessions they've made prior to stepping into our line of sight, and without having access to that information, we should really just mind our own business.

Someone downthread suggested that employers could simply raise wages by $0.50 per hour, which would give the person the same $20 per week. Why do we forgive the employer for paying shit wages while criticizing the employee, in short, for not having more money?


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I have statistics that say it is more like 90% MindMover Jun 2013 #1
Yeah, 76% seemed preposterously low to me. Orrex Jun 2013 #12
I was gonna say, "Only 76%?" tblue Jun 2013 #38
+1 Ishoutandscream2 Jun 2013 #56
That's what I think, personally. closeupready Jun 2013 #58
While people might claim better job security Warpy Jun 2013 #77
90, 76...no clear difference BeyondGeography Jun 2013 #79
Well with no paycheck for the last 11 years, I think I could make do with paycheck to paycheck. tech3149 Jun 2013 #114
Any increases were eaten up by increased expenses, gasoline in particular. silvershadow Jun 2013 #2
And increased fuel costs drive up food prices. intheflow Jun 2013 #10
Not just food, either. Every consumer good has to be transported. The future doesn't look good. nt silvershadow Jun 2013 #13
Certainly true. intheflow Jun 2013 #25
Sure, where do youl live? xtraxritical Jun 2013 #150
Why do you ask? intheflow Jun 2013 #153
No local produce where I'm at. Don't worry, be happy! xtraxritical Jun 2013 #154
My post wasn't about local produce. intheflow Jun 2013 #155
I give up on your "confusion". xtraxritical Jun 2013 #169
Bankers, on the other hand, are getting about $80 billion taxpayer dollars every month , because jtuck004 Jun 2013 #3
If that's true, then we can just re-direct that $80b to the people, who will then be a lot more silvershadow Jun 2013 #111
"Simple, right?"; < this. One would think, given our history, and the fact that we have done so much jtuck004 Jun 2013 #118
1980's wages HockeyMom Jun 2013 #4
Exactly! love_katz Jun 2013 #60
I think it's a conspiracy also. Awknid Jun 2013 #110
Figures. love_katz Jun 2013 #128
My history teacher said revolt comes from the middle class Marthe48 Jun 2013 #137
I had more than one history teacher who said revolutions tended to come SheilaT Jun 2013 #141
Your teacher was right. love_katz Jun 2013 #145
I keep forgetting to add... love_katz Jun 2013 #147
Maslow's hierarchy of needs. raccoon Jun 2013 #161
You can access most parks seltzerwater Jun 2013 #130
If you are 62 Marthe48 Jun 2013 #138
I wish... love_katz Jun 2013 #146
And then there are those who wish they had a paycheck to live week to week on. n/t totodeinhere Jun 2013 #5
Yup. That's also VERY important. Agschmid Jun 2013 #20
Yes! Newest Reality Jun 2013 #75
Count me and most of my extended family in that number. jwirr Jun 2013 #6
Count me among the 27%. cstanleytech Jun 2013 #7
Me too. onestepforward Jun 2013 #55
me too. progressoid Jun 2013 #126
Same here (nt) Autumn Colors Jun 2013 #129
But the economy is doing so well! Costco is booming! Safetykitten Jun 2013 #8
...and Wall Street is BOOMING, bvar22 Jun 2013 #11
The words "Wall street" and "boom" in the same sentence Half-Century Man Jun 2013 #47
+ a gazillion. love_katz Jun 2013 #148
See also Sentath Jun 2013 #9
It's OK though, because the wealthiest .00001% have more money than god. Scuba Jun 2013 #14
Bravo... love_katz Jun 2013 #61
And just this morning I ran across this in the morning news newblewtoo Jun 2013 #84
Is there ever a time when they show why this is? upaloopa Jun 2013 #15
It's because people don't plan ahead, of course Orrex Jun 2013 #19
That indoor plumbing is a killer too durablend Jun 2013 #152
Your post reminded me of financial shows and articles about retirement. former9thward Jun 2013 #107
There is essentially no way to make money from savings anymore Art_from_Ark Jun 2013 #122
I used to worry, Marthe48 Jun 2013 #139
I wake up almost every day worrying about money magellan Jun 2013 #16
When I see how long the line is in Starbucks, I wonder about reports like this. Nye Bevan Jun 2013 #17
They probably need your help setting up a budget. Orrex Jun 2013 #21
LOL! Le Taz Hot Jun 2013 #125
I do, but I get iced coffee it's cheaper than $5. Agschmid Jun 2013 #22
You should go ask everyone in the lines. Why wonder? Starry Messenger Jun 2013 #24
"If you buy one $4 latte each day, that coffee habit will set you back $28 a week...." Nye Bevan Jun 2013 #27
Is that in the OP? Starry Messenger Jun 2013 #33
Those figures are preposterously optimistic Orrex Jun 2013 #41
I love you! love_katz Jun 2013 #62
Aw shucks! Orrex Jun 2013 #97
Yeah, 9% per year is probably too high. Nye Bevan Jun 2013 #64
Yeah, just about anyone could stand to be a bit more frugal Orrex Jun 2013 #72
Thank you! Agschmid Jun 2013 #106
Well said! Marthe48 Jun 2013 #140
Or,...your boss could give you a fifty cent an hour raise. Spitfire of ATJ Jun 2013 #44
No, that would kill small business! HAVEN'T YOU HEARD?!?!?!?!? Orrex Jun 2013 #48
Rent is now higher than mortgage payments in some areas. Spitfire of ATJ Jun 2013 #98
He could, but if he does, save it, don't spend it on coffee (nt) Nye Bevan Jun 2013 #66
It may please you to know my coffee is BETTER than theirs.... Spitfire of ATJ Jun 2013 #95
Wow! $7,300 dollars in five years! FloridaJudy Jun 2013 #73
I can wait until I get into the office NeoConsSuck Jun 2013 #85
I know of two barely-getting-by women who buy those coffees siligut Jun 2013 #39
People do a lot of stupid stuff with their money NickB79 Jun 2013 #59
Oh, almost forgot the most important thing: having handy friends NickB79 Jun 2013 #65
I can hear you, but... love_katz Jun 2013 #67
I understand. I was "lucky" to grow up in poverty on a small farm NickB79 Jun 2013 #74
I grew up supposedly middle class... love_katz Jun 2013 #80
Bingo. SheilaT Jun 2013 #142
When I see how long the line is at the food bank, I wonder Lex Jun 2013 #69
Where, where are you at that you seem Americans in line at Starbucks? CreekDog Jun 2013 #86
I Know Several RobinA Jun 2013 #131
I'll chime in... Agschmid Jun 2013 #18
Wow, CNN Money just noticed what my life has been for exactly 50 years. Where have they been? freshwest Jun 2013 #23
What's aggravating is when they report it to the rich as good news that people are underpaid.... Spitfire of ATJ Jun 2013 #42
happiness Index???? Half-Century Man Jun 2013 #52
More like the noise of carollers,... Spitfire of ATJ Jun 2013 #92
The media of all kinds, knows who pays them. 'The master picks the tune the fiddler plays.' Always. freshwest Jun 2013 #53
^^^^^This^^^^^ love_katz Jun 2013 #71
Thanks, I love you too, love_katz. What a cool screen name. freshwest Jun 2013 #78
I do love cats... love_katz Jun 2013 #83
Do you have any rescue groups in your area? spooky3 Jun 2013 #102
CNBC is like opposite land.... Spitfire of ATJ Jun 2013 #91
Thanks for that picture, it's worth a thousand words. Didn't realize they were on location. freshwest Jun 2013 #94
Wouldn't be so bad if they didn't have that slimy "used car salesman" look. Spitfire of ATJ Jun 2013 #96
And that 'I'm laughing all the way to the bank, suckers!' look, too. freshwest Jun 2013 #101
He's still out there giving bad advice.... Spitfire of ATJ Jun 2013 #103
CNBC = no name no slogan Jun 2013 #105
I am constantly surprised at how few people seem to have saved anything at all. SheilaT Jun 2013 #26
The median now is measured as being "above poverty".... Spitfire of ATJ Jun 2013 #40
Isn't that like basing a pleasing temprature... Half-Century Man Jun 2013 #57
They started changing things mid-Carter.... Spitfire of ATJ Jun 2013 #93
"a larger percentage report an increase in job security, a higher net worth, etc."-- snot Jun 2013 #28
I live paycheck to paycheck. Words can't express how much it sucks. Initech Jun 2013 #29
We got a vacation once... Half-Century Man Jun 2013 #51
But how many CHOOSE to do so? kirby Jun 2013 #30
If payroll had kept up they would be buying a boat. Spitfire of ATJ Jun 2013 #37
I have a client who makes over $100,000 a year... Walk away Jun 2013 #46
I bet she bought $5 coffees from Starbucks (nt) Nye Bevan Jun 2013 #63
Maybe she had a gift-card... LanternWaste Jun 2013 #119
I work at a unionized factory, making over $50K per year NickB79 Jun 2013 #70
That's true of a lot of the auto workers here in Kansas City. leftyladyfrommo Jun 2013 #88
A lot of my coworkers used to work at the Ford plant that closed down NickB79 Jun 2013 #109
Reminds me of a guy I used to work with at a car dealer MindPilot Jun 2013 #81
Yes. While I'm not rich, SheilaT Jun 2013 #143
Wait, how does this relate to Edward Snowden/NSA AnnieK401 Jun 2013 #31
Easy... kirby Jun 2013 #32
Because from now on Iliyah Jun 2013 #34
I have lived long enough to know WHAT it is that is trickling down... love_katz Jun 2013 #76
I remember in the 70s when a major indicator on the news was how much people had in savings. Spitfire of ATJ Jun 2013 #35
You probably also remember that regular savings accounts paid decent interest MindPilot Jun 2013 #82
I'm old enough to remember banks that didn't look like fish tanks. Spitfire of ATJ Jun 2013 #99
Regular passbook savings accounts at S&Ls -- even for kids-- Art_from_Ark Jun 2013 #117
recall the 80's when savings earned 15% or so wordpix Jun 2013 #124
Just how the owners want it. /nt Ash_F Jun 2013 #36
Low paying service jobs pakilolo Jun 2013 #43
+1. Canned things like sardines or tuna are nutritious and easily stored. closeupready Jun 2013 #50
Count me in that number Puzzledtraveller Jun 2013 #45
"Savings rate"? WTF is that? kentauros Jun 2013 #49
Maybe we could ask the Waltons for a handout. aquart Jun 2013 #54
Did the pollster leave out people who are not American? adric mutelovic Jun 2013 #68
I lost most of my savings leftyladyfrommo Jun 2013 #87
I got smacked really hard with the 'tech-bubble' and day trading. Survived but things are not Purveyor Jun 2013 #90
I am living month to month on Social Security. RebelOne Jun 2013 #89
thats me. DCBob Jun 2013 #100
The problem is exacerbated by the Federal Reserve's zero interest rate policy. roamer65 Jun 2013 #104
Kids need to learn money management as young as possible trekbiker Jun 2013 #108
Good for you! I used to be a lot like her, but closeupready Jun 2013 #123
I have long been saying that single most important job of parenthood SheilaT Jun 2013 #144
Sounds about right madville Jun 2013 #112
More stuff to spend money on these days as well madville Jun 2013 #113
That would be me! Auntie Bush Jun 2013 #115
What I don't understand... CBHagman Jun 2013 #116
I think it's because... Pterodactyl Jun 2013 #120
THe media are sympathetic to any admin. nt raccoon Jun 2013 #160
I don't know about that. Back in '92 they pounded Bush I pretty hard. Pterodactyl Jun 2013 #168
Mainstream corp. media hacks get marching orders from the top. Guess who is at the top... Arugula Latte Jun 2013 #159
Repuglicon response: "We dismiss you if you protest and hold to our agenda" wordpix Jun 2013 #121
This doesn't even appear to take into account skepticscott Jun 2013 #127
waiting five years for Obamacare wiped out my savings carolinayellowdog Jun 2013 #132
so how are they going to pay for the PPACA deductibles/copays/max out of pocket? nt antigop Jun 2013 #133
Time to downsize marshall Jun 2013 #134
You know we live in a consumer economy don't you. upaloopa Jun 2013 #157
I think we need to curb our appetites and greed marshall Jun 2013 #162
when 1/2 of bankruptcies are due to health crises none of your belt tightening will do a bit of good CreekDog Jun 2013 #163
Agreed. The belt tightening should have started a long time ago to be effective. marshall Jun 2013 #164
No No No No, how does a familiy belt tighten themselves out of a medical bankruptcy? CreekDog Jun 2013 #165
I believe the problem is bigger than one family in crisis marshall Jun 2013 #166
you're asking for austerity from the government? CreekDog Jun 2013 #167
The thing about these kinds of studies Dyedinthewoolliberal Jun 2013 #135
No change in the last 3 years -- meaning this is not an increase underpants Jun 2013 #136
Guess I'm on the inverse of that "last 3 good years" Kennah Jun 2013 #149
Yet people on here keep telling me there's a middle class. (nt) harmonicon Jun 2013 #151
You think that's bad? Brigid Jun 2013 #156
"It's disappointing" Arugula Latte Jun 2013 #158
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