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In reply to the discussion: $1,179,951.08 and I'm still kickin'! Thanks, Obama! [View all]NYC_SKP
(68,644 posts)Before the exchanges were in place in January 2014, ACA was covering people who previously could not get coverage.
I have a friend with a serious hand injury and MRSA and lots of pain, I helper her in 2010 navigate the system, apply and then get refused and turn that refusal into a plan at $350/month so that she could get basic care.
Your case sounds very severe and, yes, I hate Blue Cross. I only went to them out of convenience at the time as they were my company under COBRA from a job I left.
They refused a $27,500 LifeFlight saying "you say you fell and hit your head... You could have taken a land ambulance".
I had to fight them on that and 13 other claims, and they wouldn't have given in, I'll bet, except that ACA has a mechanism for taking a grievance to the next level, and there's a level after that.
But it takes diligence!
Take care!