... with what they call "ACH Transfers", that are what different banking institutions have to go through when they send money between different institutions. I think if you have something where you're sending money to someone with an account at the same institution, it can be done quickly, but they have to send these transfers through the Federal Reserve, and that is where the holdup is.
Maybe that is something that Bernie could fix! 
Since he's the one that originally helped call out the Federal Reserve in doing an audit on them along with a few others.
Just like Hillary quietly (unfortunately quietly) felt that our government email infrastructure wasn't working well enough for her to use government email infrastructure and went to private email services instead, it sounds like this is a process where Democrats could push for governmental part of our nation's IT infrastructure could be improved too.
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